Welcome to the site and a big thanks, glad you like it and great to hear of your gaming experience. I remember TOCA having that incredibly realistic audio at the time, especially when stones hit the car, alas it ll looks a bit shoddy these days.
Yes, Driver SF was a great game, amazing multiplayer modes and hugely underrated. Looking back you had an open world game at 60fps with loads of detail and such ambition to the gameplay. The game is ripe for an HD rel-release on a future format, keep the same modes and bring is back Ubisoft!
What are you playing at the moment? Oh and do share some of your motorsport photos from time to time.